top of page


John Cummins

Company Owner

Mortgage & Protection Advisor

T: 07817 516009   


John started working in financial services in 2004 for a major High Street Bank, he was able to gain a sound understanding of the home buying process over this time. In 2012 he left to work for one of the largest estate agencies in the UK as one of their brokers, his aim was to build on his knowledge and gain an insight of Brokering of other products available for the UK Market and then he moved on to become a whole of market broker for the trusted Brand of Which? Mortgage Advisors.

In 2015 John decided to take the next step and set up his own Mortgage Brokerage as he felt that the market was missing something, and that was to provide a bespoke, personal service, which focuses on breaking down the home buying process, guiding his clients through the journey step by step, being on hand to answer any questions they may have.  


John is passionate about his profession, he can offer advice on your Mortgage and Insurance Protection needs, he prides himself on the service that is provided to his clients, he does his utmost to ensure that this process is as stress free as possible for you, he can liaise with your Solicitors to ensure that there are no unnecessary delays in the progression of the purchase of your house.

Areas covered:

Weston-super-Mare, Wedmore, Portishead, Cheddar, Yatton, Burnham on sea and surrounding areas

John about


Ellis Clapp

Mortgage & Protection Advisor

T: 07476 269859   


Having started working in the financial industry in 2011, Ellis moved over to specialise in mortgages in 2016 at a mortgage broker firm, where she had the pleasure of overseeing all mortgage applications through to completion to ensure each and every application received a mortgage offer, exchanged within deadlines, and completed smoothly. So Ellis is very experienced in the overall process and makes it as stress-free as possible for everyone involved to truly sit back, relax, and enjoy the very exciting time. 


Ellis decided to become a self-employed mortgage and protection advisor to really help her clients every step of the journey, as she is extremely passionate about providing the best possible customer service and helping her clients achieve their dreams of owning their first/new/forever home. 


Ellis can offer advice on Mortgage, Life Cover, Critical Illness, Income Protection and Buildings and Contents Insurance. So whether you are a first-time buyer dreaming of owning your own home, an existing homeowner wanting to move, or simply coming to the end of your fixed-rate, and everything else in between, Ellis is here to help you.

Areas covered:

Ellis is very familiar with Bridgwater & somerset, and covers all areas in the town including, but not limited to:


Durleigh, Northfield, Wembdon, Chilton Trinity, Sydenham, Bower, Hamp, Wilstock, Stockmoor, North Petherton, Cannington, Combwich, Westonzoyland, Woolavington, Puriton, Enmore, Spaxton, Nether Stowey, Middlezoy, Chedzoy, Highbridge to Cheddar, Winscombe, Axbridge, Mark & all their surrounding areas.

Ellis about


Darren Nichols

Mortgage & Protection Advisor

T: 07383 520380


In 2018 Darren went self-employed as a mortgage and protection adviser as he felt that there was a gap in the market for a more personalised service for his clients.

Darren offers an out of hours service and is happy to fit appointments around his clients. He knows how important communication is and prides himself on his honest, straight forwards and jargon free approach.

Darren is married with 3 Children, in his spare time he coaches youth football and spending time with his family.

Darren started working in financial services in 2003 for Halifax Bank, learning a wealth of knowledge in the financial sector. In 2015 he worked for the UK’s largest estate agent as a mortgage broker, gaining valuable insight of the mortgage market.

Areas covered: 

Mangotsfield, Emersons Green, Warmley, Longwell Green, Hanham, Kingswood, St George, Fishponds, Staple Hill, Downend, Frenchay, Yate, Chipping Sodbury, Chippenham, Marshfield, Filton, Patchway, Bath, Chippenham, Thornbury and the surrounding areas

Darren about
kirstie isom
alex williams


Gemma Palmer

Mortgage & Protection Advisor

T: 07518 944107   


Having always had an interest in the industry Gemma has worked throughout her career within the Financial Sector. She started her career as an Estate Agents, progressing into the Legal field, gaining a whole picture experience of conveyancing, with a keen interest in the property industry, she felt that the next natural step to take would be to complete her CeMAP qualification.  


Gemma is a qualified Mortgage and Protection Advisor. With a professional and caring manner, Gemma aims to fully understand your needs and objectives, giving you quality advice on the right options and recommendations, whilst holding your hand throughout the whole process of buying your property.


Gemma is a homeowner, married with a daughter who is now in secondary school education. She enjoys keeping fit and healthy in her spare time, socialising with family and friends, and enjoying holidays abroad, especially in the winter months when the snow starts to fall and she can hit the slopes!


Areas covered:


Weston-super-Mare, Clevedon, Nailsea, Congresbury & Portishead

bottom of page