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Whatever stage you are in the home buying process or whatever your mortgage needs are, we’ll be happy to look through all your options and tell you exactly what’s possible.


​John is your local Mortgage Broker based in Weston-super-Mare and is on hand to assist you with any question or enquiries you may have. He can offer Virtual, Telephone or Face-to-Face appointments, to suit your availability and also offers an out of hours service, to ensure that you don’t have to take time out of your working day.


​To book your free initial no-obligation appointment to review your existing mortgage and insurances or to look at a new mortgage feel free to get in touch with us today.


John is on hand 6 days a week, to advise on the most suitable Mortgage and Insurance packages for you

Call today: 0800 228 9715


Contact us to get the most suitable advice


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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Commercial mortgages is on a referral basis.



Out Of Hours Mortgage Specialists

At Zest, we pride ourselves on our friendly and flexible approach to helping our clients with their mortgage needs.


We ensure that each one of our clients is given the time and knowledge that is required to ensure that your needs and requirements are met, we offer virtual and face-to-face meetings, where we will discuss what you are hoping to achieve and to go through every possible option that is available in the marketplace.


We want our clients to feel included in the process every step of the way, our specialised and knowledgeable Mortgage Brokers are here to answer any question you may have, we are contactable 6 days a week offering an out of hours service, and your local dedicated broker is on hand to help when needed.


We want to guarantee that your journey with us is as smooth as possible, explaining the step-by-step process, in a way that you understand, we are there to explain and make sure that things are done right for you the first time.


We have a team of qualified advisors throughout the South West, who are able to help First Time Buyers, we can look at your existing Mortgage to ensure that you are on the most suitable product for your needs as well as being able to assist if you are looking to move home or venture into the buy to let market. Our Brokers are also fully qualified to talk to you about your insurance needs, such as Life Cover, Critical Illness, Income Protection and Buildings and Contents.


Buying a house can be a tense time, why don’t you contact us for free on 0800 228 9715 and allow us to make your home buying journey as stress-free as possible.

Leasing a Home

Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate on conveyancing, some buy to let mortgages, bridging finance and commercial mortgages.

Commercial mortgages are available by referral only.


John Cummins

Company Owner

Mortgage & Protection Advisor

T: 07817 516009   


John started working in financial services in 2004 for a major High Street Bank, he was able to gain a sound understanding of the home buying process over this time. In 2012 he left to work for one of the largest estate agencies in the UK as one of their brokers, his aim was to build on his knowledge and gain an insight of Brokering of other products available for the UK Market and then he moved on to become a whole of market broker for the trusted Brand of Which? Mortgage Advisors.

In 2015 John decided to take the next step and set up his own Mortgage Brokerage as he felt that the market was missing something, and that was to provide a bespoke, personal service, which focuses on breaking down the home buying process, guiding his clients through the journey step by step, being on hand to answer any questions they may have.  


John is passionate about his profession, he can offer advice on your Mortgage and Insurance Protection needs, he prides himself on the service that is provided to his clients, he does his utmost to ensure that this process is as stress free as possible for you, he can liaise with your Solicitors to ensure that there are no unnecessary delays in the progression of the purchase of your house.

Areas covered:

Weston-super-Mare, Wedmore, Portishead, Cheddar, Yatton, Burnham on sea and surrounding areas

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